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Financial literacy empowers teenagers to make use of monetary abilities, together with personal financial management, budgeting, and investing, to higher their monetary futures. Department of the Treasury, while fintech companies create new opportunities and capabilities for companies and consumers, they are additionally creating new risks Technology news to concentrate on. “Data privacy and regulatory arbitrage” are the primary considerations noted by the Treasury. In its most recent report in November 2022, the Treasury known as for enhanced oversight of consumer monetary actions, specifically in relation to nonbank firms.